Rates



Share & IRA Certificates of Deposit Rates:

Share Certificates Minimum Amount *APR *APY
6 Months $2,000 1.40% 1.40%
12 Months $500 1.70% 1.70%
24 Months $500 2.10% 2.10%
36 Months $500 2.30% 2.30%
48 Months $500 2.50% 2.75%
60 Months $500 2.75% 2.00%
SPECIAL CD RATES:
6 Months $20,000 1.50% 1.50%
12 Months $20,000 1.80% 1.80%
17 Months** $10,000 2.00% 2.00%
26 Months** $20,000 2.50% 2.50%

*APY Annual Percentage Yield. ** New Deposit Funds Required. Rates & yields are subject to change without notice. Deposits insured by National Credit Union Administration. Early

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Shares Savings & Checking Accounts

Shares Savings & Checking Accounts Minimum Amount Maximum Amount *APR *APY
Share Savings $5 $4,999 0.05% 0.05%
  $5,000 and up .075% .075%
IRA     .35% .35%
Money Works-Money Market Checking $2,500 $9,999 .10% .10%
  $10,000 $49,999 .25% .25%
  $50,000 and up .30% .30%


*APY Annual Percentage Yield. Rates & yields are subject to change without notice. Deposits insured by National Credit Union Administration. Early withdrawal penalties apply.

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Loan Rates

Description APR (as low as)
New Auto starting at 2.90%
Used Auto starting at 3.90%
Line of Credit starting at 12.00%
VISA ask for details
Home Mortgages ask for details

Loan Starting Interest Rate Max Term Length
Overdraft Line of Credit 12.00% Based on Annual Review
Home Equity Line of Credit
(variable rate - Prime -0.25% (up to 85% of appraised value)~Base rate shall not be lower than 4.5%
4.50% 180 mos - min 60 mos before draw - 120 mos to pay back
Line of Credit 12.00% Based on Annual Review
Visa Premium - No 25 day grace period
(interest accrues immediately)
9.90%  
Visa Classic - 25 day grace period
(good option for those that plan to play off monthly)
12.00%  
Visa Opportunity - 25 day grace period

(best option for those trying to establish credit)
12.00%  

Rates are subject to change without notice. See the appropriate loan and credit card disclosures. Rates and terms may vary based on the individual credit worthiness of the applicant(s).

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