Rates
Share & IRA Certificates of Deposit Rates
Share Certificates | Minimum Amount | APR* | APY** |
---|---|---|---|
6 Months | $2,000.00 | 0.15% | 0.15% |
12 Months | $500.00 | 0.25% | 0.25% |
24 Months | $500.00 | 0.35% | 0.35% |
36 Months | $500.00 | 0.45% | 0.45% |
48 Months | $500.00 | 0.60% | 0.60% |
60 Months | $500.00 | 0.85% | 0.85% |
Special Certificate Rates | |||
6 Months | $20,000.00 | 0.25% | 0.25% |
12 Months | $20,000.00 | 0.35% | 0.35% |
17 Months1 | $20,000.00 | 0.40% | 0.40% |
26 Months1 | $20,000.00 | 0.50% | 0.50% |
Share Rates
Type | Minimum Amount | Maximum Amount | APR* | APY** |
---|---|---|---|---|
Share Savings | $5.00 | $4,999.00 | 0.05% | 0.05% |
$5,000.00 | and up | 0.075% | 0.075% | |
Market Advantage Savings | $5,000.00 | $9,999.00 | 0.15% | 0.15% |
$10,000.00 | $49,999.00 | 0.20% | 0.20% | |
$50,000.00 | and up | 0.25% | 0.25% | |
Money Works - Money Market Checking |
$2,500.00 | $9,999.00 | 0.05% | 0.05% |
$10,000.00 | and up | 0.10% | 0.10% | |
IRA | 0.35% | 0.35% |
Loan Rates
Description | APR (as low as) |
---|---|
New Auto | starting at 2.25% |
Used Auto | starting at 2.75% |
Recreational Vehicles | starting at 4.00% |
Line of Credit | starting at 12.00% |
VISA | ask for details |
Home Mortgages | ask for details |
Loan | Starting Interest Rate | Max Term Length |
---|---|---|
Overdraft Line of Credit | 12.00% | Based on Annual Review |
Line of Credit | 12.00% | Based on Annual Review |
Visa Premium - No 25-day grace period (interest accrues immediately) | 9.90% | |
Visa Classic - 25-day grace period (good option for those that plan to play off monthly) | 12.90% | |
Visa Classic - 25-day grace period (good option for those that plan to play off monthly) | 12.90% | |
Visa Opportunity (best option for those trying to establish credit) | 17.90% |
Rates are subject to change without notice. See the appropriate loan and credit card disclosures. Rates and terms may vary based on the individual credit worthiness of the applicant(s).