Share Accounts
Share (Savings)
A minimum share balance of $5.00 is required to be a member of the credit union
Establishes voting rights for members
Interest is earned daily, paid and compounded quarterly
Statements provided quarterly
Access to your Share Account for deposits, transfers and withdrawals can be made with ease
You may also use your Share Account as collateral for a Share Pledge Loan
Share Accounts can be established individually or jointly
Business Share
May be opened using a member's personal social security number [SSN] or a Tax Identification Number [TIN]
$5.00 minimum balance
Interest is earned daily, paid and compounded quarterly
Statements provided quarterly
Access to your Share Account for deposits, transfers and withdrawals can be made with ease
You may also use your Share Account as collateral for a Share Pledge Loan
Health Savings Accounts
Link is Proud to Offer Health Savings Accounts to Employers and Individuals.
In this highly competitive job market help get the employees that you want! Offering Health Savings Accounts is an excellent way to provide more benefits to your employees.
Health Savings Accounts (HSAs) are like Personal Savings Accounts, but the money in them is used to pay for health care expenses. You/employees — not your employer or insurance company — own and control the money in your health savings account. The money you deposit into the account is not taxed.
You decide how much money to set aside for health care costs
You control how your HSA money is spent
You can shop around for care based on quality and cost
Your employer may contribute to your HSA, but you own the account and the money is yours even if you change jobs
Any unused money at the end of the year rolls over (stays in your account) to the next year
You don't pay taxes payroll deducted money going into your HSA
Call Us Today to Set You and Your Employees up for HSA!
Special Savings
Christmas Club Share
A special share account for the holidays
Funds are transferred to the share account on October 20th—just in time for the holidays
Vacation Club Share
A special share account for vacation savings
Funds can be withdrawn at any time
Market Advantage Money Market Account
The Market Advantage Money Market Account Offers a Competitive Dividend Rate and Allows a Limited Number of Withdrawals Per Month. Here's the Deal:
Minimum Balance: Only $5,000.00
Competitive dividends are paid and may change monthly based on the market. Check out our current dividend rate
Two penalty-free withdrawals or transfers to another Link FCU account are permitted per month**
Want More Details?
If you would like additional information about this investment option, please contact any credit union representative for full disclosure information.
*Accounts that maintain a constant balance of over $5,000 will receive dividends.
**If the number of withdrawals or transfers exceed the permitted monthly amount, the account will be subject to closure.