Auto Loans

McHugh Motors Auto Broker

What is an Auto "Broker?"

Most used car dealers sell the trade-ins they get, or shop at a local auction for cars that will look good on their lot and sell quickly. They're often bought without the benefit of a test drive or evaluation. Sometimes cars bought at auction end up back at auction again and again.

A broker already has a customer and is searching for the right car. The best broker will use many sources of information and will only purchase the unit after careful evaluation and testing. The car is then thoroughly restored and certified by a licensed mechanic.

A broker relies on referrals from customer satisfaction. This eliminates a lot stacked deep with cars that must move and are pushed on the customer whether they're right for them or not.

At McHugh Motors, an auto broker will tailor your search for a pre-owned vehicle to meet your personal needs. We are here to provide you with the exact car you want without the high pressure pitch.

Contact McHugh Motors for your next vehicle purchase today!

McHugh Motors
10161 East US State Road 136
Indianapolis, IN 46234
(317) 299-4701
www.mchughmotors.com

Auto Buying

Car ownership can be fast and convenient with Link Federal Credit Union. We offer competitive rates and flexible payment options to suit your individual needs and budget.

New Vehicle Loans

The credit union offers fixed-rate financing for new vehicles for terms up to 84 months. We finance up to 120% of the Manufacturer’s Suggested Retail Price (MSRP) to include purchase related expenses such as tax, tags, extended warranties, etc.

  • Must be current, prior, or upcoming year model with 5,000 miles or less

  • The vehicle title will be held as collateral until the loan is repaid

  • May be repaid at any time without penalty

  • Must have collision and comprehensive insurance protection with a maximum deductible of $500.00 for the duration of the loan

  • Flood, salvage, and reconstructed title vehicles, motorcycles, boats, and RVs are not acceptable as collateral

  • Members must be 18 years of age or older to be eligible for lending services without qualified co-signer

Used Vehicle Loans

The credit union offers fixed-rate financing for used vehicles. For the purchase of a used vehicle, we will finance up to 120% of the value of the vehicle based on the NADA retail value. Cash out refinances are limited to 80% of the value of the vehicle based on the NADA retail value.

  • Terms up to 84 months

  • The vehicle title will be held as collateral until the loan is repaid

  • May be repaid at any time without penalty

  • Must have collision and comprehensive insurance protection with a maximum deductible of $500.00 for the duration of the loan

  • Flood, salvage, and reconstructed title vehicles, motorcycles, boats, and RVs are not acceptable as collateral

  • Members must be 18 years of age or older to be eligible for lending services without qualified co-signer

  • Vehicles may not be older than 10 years or have mileage in excess of 120,000 at time of origination

  • Vehicles 6 years of age up to 10 years of age and/or those that have mileage greater than 100,000 miles at the time of origination are limited to a maximum term of 48 months

Extended Warranty

Are You Shopping for a Pre-Owned Auto?

Are you prepared for a mechanical breakdown with your vehicle? Do you have the money necessary to pay for the rising cost of repairs? If you answered no to either if these questions, then a Route 66 Extended Warranty is an intelligent investment to ensure that you are covered in the event a mechanical breakdown does occur. Vehicle prices are consistently on the rise as well as the costs associated with repairing them. Did you know that one in three vehicles will experience some type of mechanical failure in a given year? According to ConsumerReport.com, "The average three year old car has 55 problems per 100 vehicles".

A Route 66 Extended Warranty not only protects your investment from expensive mechanical breakdowns, but it also come with a $0.00 deductible, 24/7/365 roadside service, car rental benefits, a 30-day money back guarantee, nationwide coverage, and is fully transferable. The Route 66 Extended Warranty is the most comprehensive coverage out there and provides coverage for virtually any make and model of automobile so that you will be able to enjoy your new purchase and have "Peace of Mind" because even the most reliable vehicle can develop a mechanical problem at any time.

With Route 66 Extended Warranty's Open Enrollment you don’t have to buy your warranty at the time of purchase, but at any time during your ownership of the vehicle. Regardless if your vehicle is still under a manufacturer’s warranty, Route 66 Extended Warranty has a plan that will fit your vehicle. Contact us today for more information and to qualify your vehicle. Don’t get stuck without coverage!