Rates
Share & IRA Certificates of Deposit Rates
| Share Certificates | Minimum Amount | APR* | APY** |
|---|---|---|---|
| 6 Months | $2,000.00 | 0.15% | 0.15% |
| 12 Months | $500.00 | 0.25% | 0.25% |
| 24 Months | $500.00 | 0.35% | 0.35% |
| 36 Months | $500.00 | 0.45% | 0.45% |
| 48 Months | $500.00 | 0.60% | 0.60% |
| 60 Months | $500.00 | 0.85% | 0.85% |
| Special Certificate Rates | |||
| 6 Months | $20,000.00 | 0.25% | 0.25% |
| 12 Months | $20,000.00 | 0.35% | 0.35% |
| 17 Months1 | $20,000.00 | 0.40% | 0.40% |
| 26 Months1 | $20,000.00 | 0.50% | 0.50% |
Share Rates
| Type | Minimum Amount | Maximum Amount | APR* | APY** |
|---|---|---|---|---|
| Share Savings | $5.00 | $4,999.00 | 0.05% | 0.05% |
| $5,000.00 | and up | 0.075% | 0.075% | |
| Market Advantage Savings | $5,000.00 | $9,999.00 | 0.15% | 0.15% |
| $10,000.00 | $49,999.00 | 0.20% | 0.20% | |
| $50,000.00 | and up | 0.25% | 0.25% | |
| Money Works - Money Market Checking |
$2,500.00 | $9,999.00 | 0.05% | 0.05% |
| $10,000.00 | and up | 0.10% | 0.10% | |
| IRA | 0.35% | 0.35% |
Loan Rates
| Description | APR (as low as) |
|---|---|
| New Auto | starting at 2.25% |
| Used Auto | starting at 2.75% |
| Recreational Vehicles | starting at 4.00% |
| Line of Credit | starting at 12.00% |
| VISA | ask for details |
| Home Mortgages | ask for details |
| Loan | Starting Interest Rate | Max Term Length |
|---|---|---|
| Overdraft Line of Credit | 12.00% | Based on Annual Review |
| Line of Credit | 12.00% | Based on Annual Review |
| Visa Premium - No 25-day grace period (interest accrues immediately) | 9.90% | |
| Visa Classic - 25-day grace period (good option for those that plan to play off monthly) | 12.90% | |
| Visa Classic - 25-day grace period (good option for those that plan to play off monthly) | 12.90% | |
| Visa Opportunity (best option for those trying to establish credit) | 17.90% |
Rates are subject to change without notice. See the appropriate loan and credit card disclosures. Rates and terms may vary based on the individual credit worthiness of the applicant(s).